20 Best Money Making Apps Without Investment

Nowadays earning money doesn’t require any type of investment. Thanks to the rise of smartphone apps, there are now many ways to make money without any initial investment. Whether you have a little free time during your study, while waiting in line, or just relaxing at home, these apps can help you earn money anywhere and anytime

Whether you’re looking to supplement your income or save up for something special, these money-making apps without investment are worth checking out.

These apps are completely free to use and don’t require you to spend any money to use them. All you need is your smartphone and a little bit of time to spare.

In this post, we’ll explore a variety of earning money apps that can help you earn money or rewards by completing simple tasks, such as taking surveys, playing games, or watching videos.

Best Apps For Making Money Without Investment For Free

These money making apps without investment let you make money easily by just tapping on your phone a few times.

1. Sewatcoin

Sweatcoin is an app that pays you just for being active. When you walk or exercise, it counts your steps and gives you digital coins called Sweatcoins.

You don’t have to pay anything to use the app. Later, you can trade in your Sweatcoins for rewards like products, subscriptions, or real money. It’s a way to get paid for staying fit and moving around.

The app uses your device’s built-in sensors to track your steps, and it verifies your outdoor steps using GPS location data. For every 1,000 steps you take, you’ll earn around 0.95 Sweatcoins.

Sweatcoin also has a referral program, which allows users to earn bonus Sweatcoins by inviting friends and family to join the platform.

Visit – Sewatcoin

2. Google Opinion Reward

Google Opinion Rewards is a legit app for making money without investment for students. The app is free for Android and iPhone.

It lets you take quick surveys. After you finish a survey, Google pays you a little cash or Google Play store credit. You can earn rewards just by answering questions.

Surveys usually consist of multiple-choice questions and can take anywhere from a few seconds to a couple of minutes to complete.

Once you’ve completed a survey, you’ll receive Google Play credits or cash rewards, depending on your device and location. Google Play credits can be used to purchase apps, games, movies, and other digital content on the Google Play Store. If you’re using an iOS device, you’ll receive cash rewards via PayPal.

Visit – Google Opinion Reward

Related – Best Driving Apps To Make Money Same Day

3. Field Agent

Field Agent is an app that lets you make money by doing small jobs and tasks near where you live. The app finds quick little assignments for you, like checking inventory at a store or taking photos.

Most jobs only take 5 to 15 minutes. It’s free to use the app, and you get paid for each task you complete.

Each gig has a specific set of instructions and requirements, along with a payout amount. Users can choose which gigs they want to complete based on their interests, availability, and desired earnings.

Visit – Field Agent

4. Gigwalk

Gigwalk is a lot like the Field Agent app. It lets you make money by doing small jobs and tasks around your local area.

These little gigs might involve things like checking product displays at stores, testing apps, or taking photos. The jobs usually only take a few minutes to complete.

Just like Field Agent, Gigwalk is free to use – you don’t have to pay anything upfront. You simply get paid a small amount for each gig you successfully finish. It’s an easy way to earn cash without investing money.

The app uses GPS to show nearby opportunities, and users can select the ones they’re interested in.

Visit – Gigwalk

5. UserTesting

With UserTesting app, you can get paid just by giving your opinion about websites, apps, and other things on the internet. UserTesting is a gaily earn money app without investment.

You don’t need to put in any money to use UserTesting. All you have to do is share your thoughts and describe your experience using different digital products.

You’ll first need to sign up for an account and complete a short practice test. Once you’ve completed the practice test, you’ll be able to start taking paid tests.

Paid tests on UserTesting typically involve completing a series of tasks on a website or app while speaking your thoughts aloud. These tests usually take around 10-20 minutes to complete and pay between $10–$60, depending on the length and complexity of the test.

Visit – UserTesting

6. Slidejoy

Slidejoy is a special app that helps you make money fast without any investment. With this app on your smartphone (it works for Android and iPhone), you’ll see ads on your lock screen.

Just by looking at these ads when you go to unlock your phone, you earn points. It’s an easy way to get some extra money by doing basically nothing.

The app offers various ways to earn points. You can swipe left to learn more about an ad, swipe up to see another ad or swipe right to unlock your phone as usual. Each time you engage with an ad, you earn points, which can be redeemed for cash or gift cards.

Slidejoy also offers additional ways to earn, such as completing surveys or participating in promotions. These opportunities are typically displayed on your lock screen and can provide a significant boost to your earnings.

Visit – Slidejoy

7. Shopalong

Shopalong is an app that lets you make money by sharing about your shopping trips. The app helps stores and brands by getting real shoppers like you to share experiences.

Open the app and look through the available “missions.” These are little tasks for you to do when you go shopping, like taking photos of products or answering questions.

Choose a mission that sounds interesting and fits your schedule. Read all the details carefully so you know exactly what to do.

Go to the store for your mission. Follow the app’s instructions – take required photos, answer questions about your shopping experience, give feedback on displays, etc.

Submit your completed mission through the app when done. Once they approve your submission, Shopalong will pay you using PayPal.

Visit – Shopalong

8. Lucky Day

Lucky Day is a free app to play games and maybe win money. Each day, you pick 6 numbers from 1 to 49. If your numbers match the winning numbers drawn, you can win cash prizes.

The app also has scratch card games. You scratch off the card to see symbols underneath. If you get 3 matching symbols, you win the prize shown for that card.

Lucky Night is a special event that happens sometimes. During Lucky Night, you can play to try to win even bigger cash prizes.

Visit – Lucky Day

9. AppTrailers

AppTrailers is an app where you can make money by watching short video trailers about new apps.

All you do is open the app and watch the video trailers it shows you. The trailers are short clips giving you a preview of what new mobile apps are like.

As users watch these video trailers, they accumulate points within the AppTrailers system. The number of points earned depends on the length and type of video trailer watched.

Users can then redeem these points for real-world rewards, such as gift cards from popular retailers like Amazon, iTunes, or Google Play, or even cash payments through PayPal.

Visit – AppTrailers

10. Mobee

Mobee is an app that lets you make money by being a mystery shopper. A mystery shopper is someone who visits stores and restaurants secretly and then shares their experience.

With the Mobee app, you don’t have to pay anything to get started. The app will show you different shops and restaurants near you that need a mystery shopper.

Your job is to go to those places like a regular customer and then answer some questions in the app about your visit. Things like how you were treated, if the place was clean, and if you enjoyed your experience there.

By doing these simple mystery shopping tasks and sharing your honest feedback through the app, Mobee will pay you a little cash for each one you complete. It’s an easy and kind of fun way to make some extra money just by shopping like you normally would.

Visit – Mobee

11. ClipClaps

ClipClaps is an app where you can make money by playing games, watching funny videos, and getting your friends to join too.

On ClipClaps, you watch short amusing video clips – anything from a few seconds to a couple of minutes long. They show funny situations or entertaining things. After watching, you can like, comment, or share the videos.

For every video you watch and engage with, ClipClaps gives you points. You can also earn points by playing little games on the app and inviting your friends to download it.

The more points you collect, the more cash or gift cards you can get. ClipClaps lets you trade in your points for money or store gift cards.

Visit – Clipclaps

12. Ipsos 

Ipsos i-Say is an app where you can make money by answering survey questions and sharing your opinions. It’s free to use and you don’t have to pay anything to get started. Ipsos app is a perfect earning app without investment for students. Students can use it whenever they have free time.

the app will show you different available surveys on all kinds of topics. You just pick the surveys you want to take and answer the questions they ask. The questions are about your thoughts, experiences, and preferences related to that topic.

For each survey you fully complete, Ipsos i-Say rewards you with points. Longer or more detailed surveys give you more points than short, basic ones.

As you take more and more surveys, your points keep adding up. Once you earn enough points, you can cash them in for rewards like gift cards, PayPal cash payments, or other merchandise.

Visit – iPsos

13. CitizenMe

CitizenMe is a free dollar earning app that pays you for sharing your opinions and data anonymously (your identity is kept private).

One way to make money on CitizenMe is by taking short, easy surveys on all different kinds of topics. The surveys just ask for your thoughts and experiences on that subject. After you complete a survey, CitizenMe will pay some dollar right into your account in the app.

Another way to earn on CitizenMe is by anonymously sharing certain personal data about yourself with researchers and companies.

The app lets you choose exactly what information you want to share, so you control your privacy settings. When researchers or companies use your anonymous data, CitizenMe pays you for that too.

Visit – CitizenMe

14. Honeygain

Honeygain is an app that lets you make money without really doing anything. It’s available for smartphones, tablets, and computers.

Once you install and open Honeygain, it will automatically start sharing small portions of your internet bandwidth that you’re not using. It shares this bandwidth with companies that need it for things like market research and delivering content.

You don’t have to do any work or tasks. Honeygain just runs in the background on your devices. It uses a bit of your internet connection, but in a way that doesn’t interfere with your normal online activities.

Honeygain pays you based on how much-unused bandwidth you share. You earn credits, and each credit is equal to one cent (1 credit = $0.01 USD).

For each device you have Honeygain installed on, you can earn up to 6 credits per day by sharing bandwidth.

Visit – Honeygain

15. Streetbees

Streetbees is an app that pays you for sharing your opinions and experiences through short surveys and local tasks called “missions.”

For the surveys, you just answer some questions about your daily life, habits, and preferences. The surveys can be pretty quick, taking anywhere from just a few minutes up to around 30 minutes. How much you get paid depends on how long the survey is.

Some surveys may also ask you to take photos or videos to give more details about whatever you’re sharing your thoughts on.

The missions are a bit more involved. For these, you have to go out in your local area and complete specific little tasks that Streetbees assigns you. It could be something like visiting a store, taking a picture of a product display there, and answering questions about your experience.

Missions take more effort than the surveys, but they also pay more money. After you finish a mission by doing the task, Streetbees pays you right to your PayPal account.

Streetbees also has a referral program where you can make some extra cash just for getting friends or family to download the app and join.

Visit – Streetbees

16. Shopkick

Shopkick is a free app that lets you earn reward points called “kicks” that you can trade for gift cards.

One way to get kicks is by using the app to scan barcodes on certain products when you’re shopping at stores. Each time you scan a barcode, you’ll earn some kicks.

You can also link your credit or debit card to the Shopkick app. Then whenever you use that card to buy stuff at participating stores and restaurants, you’ll automatically earn kicks based on how much you spent.

Another way to collect kicks is by watching quick videos in the app about products, deals, and promotions. You’ll get kicks just for watching each short video.

As your kicks add up, you can cash them in for gift cards to places like Target, Starbucks, Amazon, and more popular stores and brands.

Visit – Shopkick

17. Receipt Hog

Receipt Hog is an app that lets you earn money by taking pictures of your receipts. It’s an easy way to get money without spending any money upfront.

Start collecting receipts every time you go shopping. Receipt Hog accepts receipts from grocery stores, gas stations, pharmacies, and clothing stores. Some receipts may give you more rewards than others.

After shopping, open the Receipt Hog app and take a clear photo of the full receipt. The app will automatically give you coins based on how much you spent. The more you spent, the more coins you’ll get.

Once you have enough coins, you can exchange them for cash through PayPal or get Amazon gift cards. You need at least 1,000 coins to get paid, which equals $5.

Visit – Receipt Hog

18. Foap

Foap is an app that lets you make money by selling your photos and videos. It connects photographers and videographers with businesses and people who need unique, high-quality visuals.

The great thing about Foap is that it’s free to get started. Just upload your photos and videos to the Foap Market. Buyers can purchase them for $10 each, and you get half of that ($5) as your commission.

Foap also has “Missions” which are photo and video contests sponsored by brands. If your entry wins a Mission contest, you can earn hundreds or even thousands of dollars.

Visit – Foap

19. OfferUp

OfferUp is an app that lets you buy and sell items locally without paying any fees upfront. It’s a free mobile marketplace where you can list items you want to sell and browse items others nearby are selling.

You don’t have to pay anything to get started selling on OfferUp. Just open the app, take some photos of the items you want to sell, describe them, and post the listings.

When someone is interested in buying your item, you can arrange to meet them locally for the sale and transaction. OfferUp is designed for local buying and selling with people nearby.

It’s also convenient for finding good deals on items you want to buy. You can search the listings near you and message sellers if you’re interested in purchasing something.

Visit – OfferUp

20. S’more

S’more is an app that lets you make money easily. You don’t need to invest any money. The app shows ads on your phone’s lock screen. For seeing these ads, you get points from S’more.

As the points add up over time, you can trade them in for rewards. The rewards include gift cards to places like Amazon, Starbucks, and Target. You can also get cash through PayPal.

To get the rewards, you need to collect enough points to reach the minimum amount required. Just keep the S’more app on your phone and look at the ads on your lock screen. The more you use it, the more points you earn towards free gift cards and cash.

Visit – S’more

How Much Money Can You Make With Money-Making Apps?

How much money you can make from money-making apps depends on which apps you use and how often you use them. Some apps give you cash back or rebates when you shop or do other things. Other apps let you earn extra money by doing small jobs, taking surveys, or other activities.

legitimate money-making apps are free to download and use. However, some apps may charge you money to unlock special features or have user fees.

With these apps, you could make between $20 to $100 per month, depending on how much you use them and how much money the app allows you to earn.

FAQs About Money Making Apps Without Investment

Final Thoughts

So, these are all different apps that can help you make money without investment. These apps provide opportunities to make money by completing small tasks, participating in surveys, or selling your services. Some apps may reward you for sharing your opinions, while others may allow you to monetize your hobbies or talents. You can use these apps anywhere and anytime to earn money.