Have you ever thought that your smartphone can help you earn some extra cash? It might sound surprising, but it’s true. Your phone can be a useful tool to make money if you know the right ways to use it.
While it’s unlikely that you’ll become a millionaire overnight. There are numerous ways to use your smartphone to earn a good side income. From selling your skills and services to monetizing your creativity and content, the possibilities are endless.
In this guide, I’ll share some easy and straightforward methods to make money with your smartphone. You don’t need any special skills or expensive equipment – just your phone, internet, and a little bit of effort.
How To Make Money With Your Smartphone By Doing Surveys

Sometimes we need some extra money, and one easy way to get it is by using your smartphone.
The phone in your hand can waste your time or help you make money. With people constantly on their smartphones these days (one study found that Americans check their phones 80 times a day on average), so there are many opportunities to make money from this obsessive mobile usage.
There are many free and legitimate apps that helps you to make money with your smartphone.
1. Swagbuck
Swagbucks is a popular app that lets you earn points in many ways. You can get points by taking surveys, watching videos, searching the internet, shopping online, and finding special offers.
Once you have enough points, you can trade them for gift cards or cash sent to your PayPal account.
Swagbucks has lots of different rewards to choose from. It’s a great way to make some extra money just by using your smartphone.
Immediately upon signing up, Swagbucks presents you with welcome offers, including investing ($5 investment required for a $75 reward). Alternatively, you can opt for free offers, which still grant you a net profit. Completing these initial offers helps jumpstart your SB balance.
- The daily earnings on Swagbucks can range from a few cents to over $100, with the average user earning around $5 a day.
- Additionally, users can earn $1 to $5 a day by taking surveys on the Swagbucks website or app.
- Completing surveys can earn users between $0.25 to $5.00 per survey, with some longer surveys paying $20 or more.
The minimum payout threshold for Swagbucks varies depending on the type of payment you choose. For example, to cash out to your PayPal account, you typically need $5. Swagbucks also offers the option to redeem a $1 Amazon gift card, which can be obtained within the first hour of having your account
2. Survey Junkie
If you want to start making money through Survey Junkie, you need to create an account, which won’t cost you anything. After joining, take part in the numerous surveys offered on the site.
As you finish each questionnaire, you will earn points. Every single point you collect equals one penny.

You must gather at least 1,000 points ($10) before cashing out. At redemption, choose whether to withdraw funds via PayPal, trade them for electronic gift cards, or move them directly to your bank account.
- Expect to earn roughly $2-$5/hour taking surveys based on different elements like age, gender, etc., availability of relevant surveys, and overall time invested.
- Monthly income ranges typically fall within $200 to $2000+, although there’s always room for growth.
- Focus group participation offers greater rewards – often $50-$100 per hour. However, these opportunities might not come frequently.
3. Ipsos i-Say
If you’re interested in getting paid for expressing your thoughts, then check out Ipsos i-Say, an authentic online survey website powered by world-renowned French firm Ipsos.
By registering with Ipsos i-Say for free, you become eligible to share your views on diverse subjects, receiving rewards along the way.
Once registered, users can dive right into answering intriguing surveys covering various themes. Upon completion, participants collect points convertible into tangible benefits. Generally speaking, most people amass enough points for redemptions after finishing several questionnaires.
Ipsos i-Say is a legitimate platform for individuals looking to earn extra cash by participating in online surveys on their phones.
- The amount of money you can make on Ipsos i-Say relies on the number of surveys finished and the points earned, which normally go from 45 to 200 points per study.
- Typically, users gain somewhere between $0.25 and $1.00 for each concluded survey.
4. LifePoints
LifePoints is a real survey platform where you can earn points. You can earn these points by taking part in surveys, focus groups, diaries, product testing, and more. These points can be exchanged for PayPal cash, gift cards, or charitable donations.
The main way to earn money on LifePoints is by completing surveys. These surveys cover various topics and can take around 10-20 minutes to finish.

You can earn between 40 to 150 LPs(Life points) per survey you complete. If it’s available in your area, you can also test products and give feedback to earn points.
LifePoints is a simple way to earn extra money by providing feedback on products and services.
LifePoints offers a variety of surveys on different topics to its users. These surveys are designed to gather valuable market research data for companies and organizations. This includes topics like Product and Brand Feedback, Social and Political Opinions, Advertisement Perception, and more.
- The value of LifePoints ranges between 0.83 and 0.91 cents each.
- You can typically redeem 550 LifePoints for a $5 gift card or 1,200 points to redeem $10 through PayPal.
5. Pinecone Research
Pinecone Research is a real survey platform that offers paid surveys and opportunities to test products. Users can earn money like cash by taking part in surveys.
Pinecone Research is known for well-designed surveys that provide fair pay. They typically reward participants with cash or free gift cards for answering surveys.
The platform gives members cash or rewards for sharing their opinions on various products, services, and topics.
To join Pinecone Research, people need to meet certain requirements. They must be at least 18 years old and live in countries like the USA and Canada. Surveys can take 15 to 30 minutes to complete. Participants earn points that can be traded in for cash or prizes.
- Pinecone Research typically offers $3 per completed survey, which can take around 15 to 30 minutes to finish.
- The platform also provides opportunities for product testing surveys that can earn participants 600 points, equivalent to around $6.
Make Money From Your Phone By Playing Games
6. Mistplay

Mistplay is a free app for Android phones that you can find on the Google Play Store. It has a 4.1-star rating out of 5, based on more than 400,000 reviews.
The app helps people discover new games made by other companies and gives them rewards for playing. When you reach certain goals in the games, Mistplay makes money from the game makers and shares some of it with you as points called “units”.
Here’s how to use Mistplay:
- Download Mistplay from the Google Play Store and make an account.
- Look at the list of games under the “Games” tab. Each game will have a special number beside it. This tells you how many units you can earn per minute playing the game. Choose a game that looks fun and tap “Get Game” to download it from the Google Play Store. Open the game through Mistplay so they can keep track of your progress.
- As you play the game and finish tasks, Mistplay will give you units.
- To turn your units into gifts or money, go to the “Shop” tab in the Mistplay app. You can pick from different gift cards for places like Amazon, Starbucks, Walmart, or get money through PayPal or Visa/MasterCard prepaid cards. Keep in mind that the value of what you get depends on the type of reward, so check the “unit worth” before choosing.
Even though you can earn gift cards and money from playing games on Mistplay, don’t expect to make much money because the pay rate is low.
7. InboxDollars
InboxDollars is a site where you can earn money and gift cards for doing things online. These activities include taking surveys, watching videos, reading emails, shopping, and playing games. People who use the site have earned over $80 million, says InboxDollars.
There are three main ways to earn money playing games on InboxDollars:
- Download Game Apps: InboxDollars partners with many popular game apps. If you sign up, you can download these suggested games on your phone and earn rewards when you achieve certain levels. Usually, you can earn about $5 just for downloading a game and meeting their requirements. Sometimes, you can earn extra if you reach higher levels or buy in-game stuff.
- Play Online Games: On the InboxDollars website, there are many web games across different categories like strategy, puzzles, actions, sports, etc. Some examples are Monopoly Go, Bingo, and Solitaire. When you play these games and meet set goals, you earn credits towards getting paid.
- Join Paid Tournaments: From time to time, InboxDollars organizes contests where users compete against one another. Users need to pay a small amount to join, which goes towards the winner’s prize. Whoever wins gets a big reward compared to regular playtime. Winning depends on skill, strategy, and sometimes luck.
You can also earn money by doing other things on InboxDollars besides playing games, such as sharing opinions, trying new products, searching the internet with their toolbar, and taking advantage of holiday deals.
8. Blackout Bingo
Blackout Bingo is a game you can download on your iPhone or Android device from the App Store or Google Play.
It was created by Big Run Studios Inc. and works on the Skillz platform. Many people like the app, giving it a 4.5 out of 5 stars with over 90,000 reviews. Here’s how to earn money playing Blackout Bingo:
- Sign Up: Create a Blackout Bingo account and verify your email address. Fill out the required info to complete setting up your account.
- Pick a Mode: Start playing by selecting a game mode. Different modes suit various tastes and experiences, helping you practice rules and techniques before joining cash games. Cash games provide prizes ranging from $1.00 to over $400.00, but only some US states allow cash games. Check availability first to prevent disappointment.
- Get Your Money: Once you wish to withdraw funds, head to the settings and click ‘withdraw’. Wait times vary depending on the method, but some users reported delays. Expect to wait for your winnings.
9. Brain Battle
Brain Battle is a free app for Androids and iPhones that lets you win real money while playing games. WINR Games Inc. made the app and uses ad revenue to hold cash prize drawings. No need to pay or pay or buy anything – everyone can join.

Instructions to win money on Brain Battle:
- Install Brain Battle from the right app store.
- Make an account and log in.
- Play any game in the app (there are nice, educational ones too). Every finished game earns you tickets. Having more tickets boosts your chance to win.
- Collect at least one ticket to join the following cash prize drawing. More tickets means better chances.
- Cross your fingers until the draw happens. If you win, you’ll get a message and directions to claim your prize.
- Share the app to grow the community and raise the cash awards.
- Remember to check often to enhance your chances of winning.
Enjoy playing games anytime, anywhere, and maybe make money with your smartphone during downtime. Give Brain Battle a shot if you want to make money playing video games without paying or purchasing anything.
10. Lucktastic
Lucktastic is a free app for iOS and Android devices that lets users win cash and gift cards by playing virtual lottery cards, joining contests, and doing other activities. Since 2014, the app has had millions of downloads and given away over $10 million in prizes.
Steps to earn money on Lucktastic:
- Sign Up: Download and install Lucktastic from the App Store or Google Play Store. Make an account with your email and zip code (available to US residents only). New accounts receive $1 as a welcome gift.
- Play Lottery Games: Select a game from the choices. Watch a quick ad then play. Complete games earn you tokens or cash. Cash prizes can be $1 to thousands of dollars, and some special games offer huge jackpots, trips, bill aid, or other cool rewards.
- Collect Tokens: Save tokens for contest entries. Logging in daily, sharing on social media, or referring friends add more tokens.
- Invite Friends: Ask friends to join Lucktastic using your personal link. Get bonus tokens for each person who joins. Recruiting lots of friends could bring extras, like gift cards up to $20.
- Campus Ambassadors: Students can enroll in the campus ambassador program to promote Lucktastic and earn gift cards. Accepted students get a pack with Lucktastic merch and promo material. Sharing Lucktastic well can earn $20 gift cards for every 60 successful recruits.
Earn Money With Your Smartphone Using Cash Back Apps
11. Rakuten (formerly Ebates)

Rakuten is a helpful app and website that gives you money back when you shop online. You can use it on your phone or computer. When you buy things through Rakuten from different stores, they keep track of your purchases and give you some of your money back.
To get cashback with Rakuten, you first need to make an account. After signing up, you can find your favorite stores on Rakuten and click “Shop Now” to go to their websites. When you buy something, Rakuten gets a small fee from the store, and they share some of that fee with you as cashback.
Rakuten works with lots of popular stores in different categories like clothes, electronics, travel, food delivery, and ridesharing.
The amount of cashback you get varies, from 1% to 20%, depending on the store. There’s no limit to how much cashback you can earn. Sometimes, Rakuten has special offers where you can get even more cashback.
You can get your cashback through PayPal or by check. Rakuten sends out payments every three months if you’ve earned at least $5 for PayPal or $5 for checks.
You can also earn more cashback by inviting friends to join Rakuten using a special code. If your friends sign up, you get a reward of $30.
12. Ibotta
Ibotta is a free cashback app designed to help users save money on both in-store and online purchases made with over 2,000 participating retailers.
To use Ibotta:
- Make an account on their website or download the app on your phone. You may get a small bonus just for joining.
- Look at the offers for cashback on things like groceries, clothes, and other stuff. Some deals are only for specific brands or stores.
- Select the deals you like by clicking the plus sign beside them.
- Go shopping and buy what you choose. Remember to keep your receipt for in-store purchases.
- Take a picture of the receipt or connect your loyalty card to the Ibotta app. It will find the deals you selected and give you cashback.
- When you have $20 or more in cashback, you can move it to your bank account, Paypal, or turn it into gift cards.
There are other ways to make more money with Ibotta too:
- Tell your friends and family about Ibotta and get a reward when they sign up.
- Get extra cashback for buying certain products.
- Earn more cashback when you reach your shopping goals.
13. Dosh
The Dosh app is another way to make money with your smartphone. It gives you cash back when you use it to shop at certain stores or eat at certain restaurants.
All you have to do is connect your credit or debit card to the app, and Dosh will automatically add cash back to your account whenever you make a purchase. There are several ways to earn cash back with Dosh:
- Linking Cards: Add your credit or debit card(s) to the Dosh app and get $5 for each one.
- Online Shopping: Use the Dosh app to buy things online and get cash back added straight to your Dosh Wallet.
- In-Person Shopping: Visit a store that works with Dosh (like Nike or Jack in the Box), and you’ll get cash back without having to show a receipt or use a coupon.
- Travel Accommodation: Book a hotel room through Dosh and get cash back for each night you stay, sometimes saving up to 40%.
- Referrals: Share Dosh with your friends or business contacts, and you could earn even more cashback – $5 for each friend who signs up and adds a card, and possibly more for introducing Dosh to businesses.
One great thing about Dosh is that it doesn’t require any effort beyond connecting your card. You won’t need to take pictures of receipts or enter promo codes manually.
Just build up cash in your Dosh Wallet and withdraw it through direct deposit or PayPal after reaching a set amount. Plus, since Dosh teams up with lots of brands and merchants, you can earn up to 10% cash back on eligible purchases.
14. ShopKick
With the Shopkick app, shoppers have an exciting opportunity to earn rewards and discounts while doing what they already enjoy – shopping.
This user-friendly mobile application works seamlessly across both online and brick-and-mortar store platforms, allowing individuals to maximize their savings potential.
To start earning, participants must sign up for free and create an account. Once enrolled, there are several methods to gather ‘kicks,’ which act as the currency earned for future redemption.
Here’s some ways to earn kicks:
- Visit partnered shops: Just step inside designated stores and use the app to collect kicks.
- Snap pics of receipts: Get cash back or gift card rewards by uploading photos of your receipts on the app.
- Online deals: Earn kicks by buying things from over 80 websites linked to the Shopkick app.
- Watch & learn: Gain kicks by checking out videos and other stuff on the Shopkick app.
Once enough kicks have been amassed, exchange them for digital gift cards from a wide variety of popular merchants including Amazon, Target, Walmart, Sephora, Best Buy, and many others.
Alternatively, opt for PayPal transfers as cold hard cash. Redeemable thresholds vary depending on the chosen retailer but typically begin around $2–$5 increments.
15. TopCashback
TopCashback is an app that gives you cash back and discount codes when you shop online at more than 7,000 stores. Here are different ways to make money using TopCashback:
- Shopping: You get cash back by buying things through the TopCashback app at many online shops. The app keeps track of your purchases and pays you cash back based on what you spend.
- Referring Friends: If you invite friends to join TopCashback, you can earn extra cashback. Whenever someone you refer buys something, you will receive a bonus.
- High Cash Back Rewards: TopCashback promises great deals on cash back for online purchases. This helps you save even more money while shopping.
- Gift Cards: Instead of getting cash back, you can choose to receive gift cards from places like Amazon, Sephora, and Nike. This lets you pick how you want to use your rewards.
- No Cost: Joining TopCashback doesn’t cost anything! There are no charges to sign up or become a member. Earning cash back won’t require any initial expenses.
Make Money With The Smartphone With Social Media Apps

16. YouTube
Making money with your smartphone on YouTube is possible. You need to follow below steps:
- Start Your Channel: Use your phone to make and upload videos about what you love. Pick a cool name and write interesting video descriptions to get people interested.
- Make Money: Go to your YouTube settings and turn on monetization to earn from ads on your videos or join the YouTube Partner Program.
- Grow Your Audience: Make top-notch, fun, and useful videos for a specific group of viewers. Ask people to subscribe, share, and interact with your content to reach more viewers and make more money.
- Diversify Income: Think about selling stuff, crowdfunding, fan support, licensing, brand partnerships, or affiliate marketing to boost your earnings alongside ad money.
- Be Consistent: Post new videos regularly to keep your audience hooked and coming back for more.
- Learn Marketing: Get to know SEO, collaborations, cross-promotion, and promotions to expand your channel and reach more people.
- Commitment Pays Off: Building a successful YouTube channel needs time, patience, and hard work. Stay focused, keep at it, and be open to learning new things for success. Be sure to check out my detailed guide on how anyone can make money on YouTube.
17. TikTok
TikTok is a very popular app for sharing short videos. Many people like using TikTok because the videos are fun and easy to watch.
Since TikTok is so popular, there are good opportunities for people to make money on TikTok with their phones. Your plan for making money on TikTok should include these opportunities.
- Join the TikTok Creativity Program
- Get financial support for creating engaging content with over 10,000 followers.
- Apply through the TikTok app to earn money based on video views and engagement.
- Sell Merchandise
- Design and sell branded items like t-shirts, phone cases, or posters online.
- Use platforms like Shopify, Etsy, or Redbubble to set up your store and share links on your TikTok profile to boost sales.
- Go Live for Virtual Gifts
- Interact with your audience in real time through live streaming.
- Receive virtual gifts during live sessions, convert them into diamonds, and cash out via PayPal.
- Affiliate Partnerships
- Feature products or services from other businesses in your TikTok videos using special affiliate links.
- Earn commissions when viewers make purchases through these links.
18. Instagram
If you have a lot of followers on Instagram and they interact a lot with your posts, you can make good money there. You could earn a few hundred dollars per month or even thousands of dollars per month on Instagram.
- Start with Quality Content: Begin by creating an Instagram account and post engaging photos and videos related to your niche. Interact regularly with your followers.
- Upgrade to Business or Creator Account: Switch to a business or creator account for access to features like insights, shopping, and partnerships.
- Collaborate with Brands: Partner with brands for sponsored posts. Brands prefer engaged influencers over those with large but uninterested followings. Reach out to brands that match your niche.
- Set Up an Instagram Shop: If you sell physical products, create an Instagram shop. Tag products in your posts for easy purchasing by users.
- Utilize IGTV and Reels: Showcase your creativity and attract followers using IGTV and Reels. These features also provide additional revenue opportunities through ads.
19. Facebook
Facebook is not only used by many people to stay in touch with friends and family. It can also be a helpful tool for making some extra money, and it’s free to use. Here are popular ways to make money on Facebook with your smartphone.
- Facebook Marketplace: Sell locally using Marketplace. Snap photos, describe items, set prices, and publish. Buyers contact you through messaging.
- Pages & Groups: Build a Page or Group around your interests. Engage with your audience, promote products, sell services, or drive traffic to revenue-generating websites.
- Content Monetization: Monetize your content on Facebook if you create videos, livestreams, or articles. Meet criteria like followers, viewers, and engagement before applying for monetization programs.
20. Twitter
X, which used to be called Twitter, is a very popular social media app. Many people who create content online use Twitter to build their brand and connect with their followers.
The app has a huge reach with over 330 million active users every month. This makes Twitter an important platform for people who want to make money from the content they create.
- Affiliate Marketing: Earn commissions by promoting other companies’ products through referral links in your tweets or bio.
- Twitter Ads Revenue Sharing: Join Twitter’s ad revenue sharing program to earn a portion of the ad revenue generated by your tweets. Note: Eligibility details were not provided.
- Sponsored Posts: Partner with businesses for sponsored tweets promoting their products. Brands prefer engaged users, so growing your presence organically can lead to more paid opportunities.
- Selling Products and Services: Use your Twitter following to sell your own merchandise, digital products, courses, or services. Include links to your online store in your profile or relevant tweets.
If you want to know the detailed process of making money on Twitter, you should check my guide on how to make money on Twitter.
Upload Receipts On These Apps To Earn Money With Your Smartphone
21. Fetch Rewards
Fetch Rewards is a mobile app and website where users can earn rewards by taking pictures of their receipts from purchases made in stores or online. The company makes money by partnering with retailers and brands and earning commissions and fees.
To start using Fetch Rewards, users need to download the app on their Android or iOS device, create an account, and then they can start scanning and uploading their receipts.
Each successful upload earns them points that can be exchanged for gift cards or cash back through PayPal once they have enough points.
Fetch Rewards works with big stores like Walmart, Target, and CVS Pharmacy, as well as many brands in different categories.
When users buy products from these brands, Fetch Rewards gets paid a commission, part of which is given back to the user as points, benefiting both the users and the brands.
22. Receipt Hog
Receipt Hog is an app and website where you can earn rewards by sharing photos of your shopping receipts.
You get “coins” for each receipt you upload, which can later be turned into cash or Amazon gift cards. If you share more about your shopping habits and complete quick surveys, you can earn even more. Here’s how you can make money with Receipt Hog:
- Download and install the Receipt Hog app on your phone.
- Sign up and log in to your account.
- Take a picture of your receipts or enter the details manually.
- Submit your receipts through the app within two weeks of your purchase.
- Get “coins” for each valid receipt you upload. These coins can be exchanged for cash or Amazon gift cards once you reach a certain amount.
- Boost your earnings by taking part in surveys or contests provided by the app.
23. Tada
Tada is a money-making app on smartphones where users can earn rewards for their shopping, especially by uploading receipts from everyday purchases like groceries. Here’s a simple breakdown of how to use Tada and its benefits:
- Sign up: Create a Tada account on their website (Tada.com) or by downloading the app from the Google Play Store or Apple App Store.
- Choose Supermarket Offers: Explore different product categories like Dairy & Eggs or Pantry. You can also check out ‘Magic Receipts’ on the website’s top menu.
- Scan Receipts: Take clear photos of your receipts using your smartphone. Make sure the date, store name, items bought, and total cost are visible. Upload these images to Tada.
- Get Rewards: Tada reviews your receipts and gives you points or cashback based on available offers. You can cash out once you reach a minimum of $20.
- Extra Benefits: Besides grocery cashback, Tada offers sponsored brand deals that pay between $1 and $20 per approved product feature. There are other ways to earn more rewards, leading to significant savings.
- Swagbucks Integration: Tada is linked with Swagbucks, another popular cashback platform. When you accumulate $20 in rewards, you can convert your Tada earnings to SB points and redeem them for PayPal cash, gift cards, or other prizes on Swagbucks.
24. Checkout51
Checkout51 is a free platform where users can earn money on gas and grocery purchases by uploading photos of their receipts. Here’s a simple guide on how to make money with Checkout51:
- Visit the Checkout51 website or download the app from the Google Play Store or Apple App Store.
- Create an account and log in.
- Explore the current cashback offers, mainly for groceries and gas. These offers are usually not tied to specific stores and can be used multiple times.
- Buy eligible items from stores that match the offers listed on Checkout51.
- Keep your original receipts for each purchase.
- Within a week of your purchase, open the Checkout51 app and tap on “Upload Receipt” in the top right corner.
- Follow the instructions to take a clear photo of the entire receipt using your phone or computer camera. Make sure key details like the store name, date, and amount are visible.
- Match the uploaded receipt with the selected offers to ensure accuracy.
- Wait for Checkout51 to approve your receipt, typically within 24 hours.
- Reach a minimum of $20 in cash-back earnings before cashing out. You can choose to receive your cashback via checks, PayPal, or electronic gift cards based on your preference.
More Ways To Make Money From Your Phone

25. Eran on Gig Apps
If you’re looking to earn some extra cash using your smartphone, consider checking out gig economy apps like Steady, TaskRabbit, and Gigwalk! These platforms allow you to connect with individuals in your neighborhood who require assistance with everyday chores such as fixing fences, painting walls, or cutting grass.
To begin earning money on TaskRabbit, simply download the app, create a user profile, and apply for local job postings. Once you complete a task satisfactorily, you will receive payment and feedback via the app for a hassle-free experience.
Exploring these gig opportunities can be enjoyable and may even result in consistent income if you’re eager to put in the effort. This alternative is particularly suitable for those residing in urban areas with high concentrations of users.
26. UserTesting
UserTesting is a website where businesses can check how well their digital products like apps, websites, and devices work. They use real people to do specific tasks in real situations while the business watches.
Steps to Make Money with UserTesting from Your Phone:
- Visit the UserTesting website on your phone and choose “Get Paid to Test.”
- Click on “Participants and Side Hustles,” then “Sign Up.”
- Fill in your details like name, email, and password.
- Get the UserTesting app from the App Store or Google Play.
- Install the app, log in, and follow the instructions.
- Take a practice test to understand how it works.
- Wait for approval, usually in a few days.
- Once approved, check for tests on your dashboard and do them as instructed.
- Get paid through PayPal for each test you complete successfully.
27. Use Investment Apps
Many investment apps are out there, each offering unique features and fees. Some well-known ones are Betterment, Acorns, Robinhood, Stash, and WeBull. Compare these apps to find the best match for your investment needs and goals.
After selecting an investment app, install it on your phone and set up an account. You’ll need to share personal details like your name, address, Social Security number, and bank information.
Pick an investment app that lets you choose stocks, ETFs, and mutual funds, or use robo-advisors for automatic investing. Do your homework by researching the company’s finances, past performance, industry trends, and other important factors to make smart investment choices.
Some popular investment apps are J.P. Morgan Self Directed Investing, Ally Invest, M1 Finance, and Rocket Dollar.
28. Become an Online Tutor
If you want to teach online and want to earn money with your smartphone, you have two main options:
- Join an Existing Platform: Sign up on platforms like Preply to quickly start teaching online. It’s a reliable way to work remotely as a tutor.
- Create Your Own Platform: This option needs more time and resources but gives you more control.
Teach subjects like Business, Finance, Law, Programming, Psychology, Accounting, Math, Science, Literature, Design, and Music. Tutors in these areas tend to earn more.
To attract students and charge higher rates, get relevant degrees, take training programs, earn certificates, and gain experience.
Provide instant help with homework or schedule future sessions. This flexibility can attract more students.
Connect payment methods like Stripe and set your hourly rate to get paid for your tutoring services.
29. Sell Your Data
You can earn extra money by letting certain apps use your phone’s unused mobile data. To start:
- Find and download reliable data-selling apps such as Honeygain, MobileXpression, Nielsen Computer and Mobile Panel, Pawns app, Monetha, Money SMS, and CashMagnet.
- Sign up and install these apps on your device. They usually work in the background and gather information about how you use the internet.
- Start earning rewards! Some apps give you cash, gift cards, or even cryptocurrencies, depending on their policies. For example, Honeygain pays you for sharing your unused data, and MobileXpression provides gift cards based on your data contribution.
- Redeem your earnings when you have enough credits or points. With an app like Nielsen Computer and Mobile Panel, you can exchange points for gift cards to well-known stores like Amazon and Starbucks.
30. Text To Make Money With Phone
If you want to earn money using your phone to send and receive texts, consider exploring these options:
- Receiving Test Messages: Download apps like McMoney onto your Android phone and get paid for accepting SMS tests. Simply install the app and wait for occasional incoming text messages.
- Freelance Work: Use websites like Fiverr to create your own text-based job. Offer clients services like advice, editing written material, or any skill related to writing. Set your rates according to your abilities and choose tasks fitting your capabilities.
- Boost Your Income: Try out SteadyApp which helps increase your earnings via text messaging. Answer questions about yourself so they can connect you with suitable text-based jobs. The kind of tasks vary but often include replying to text messages or doing customer service online. Wages depend on what task you take up.
- Chat Jobs: Websites like FeetFinder let you chat with users instantly over text and charge per minute or hour. Decide when you want to work; there’s no limit to how many hours you put in. This platform gives you chances to gain money chatting online.
How Can I Make $100 a Day on My Phone?
To reach a goal of making $100 a day, consider combining these methods and dedicating significant time to each. Success rates and earnings can vary, so patience and persistence are key to achieving this target.
- Use online platforms like Amazon, eBay, or Facebook Marketplace to sell things you no longer need.
- Try apps like Robinhood, Stash, or Acorns to invest in stocks, bonds, or ETFs and potentially earn money through dividends or gains.
- Sign up for sites that pay for testing and giving feedback on digital products.
- Find survey sites like Swagbucks or Survey Junkie that pay for answering questions on various topics.
- Submit your pictures to stock photo websites like Shutterstock or Adobe Stock if you enjoy photography.
- Create an online store with Shopify and manage it from your phone using their app.
- Join programs like UserTesting or TryMyUI to provide feedback on mobile apps and websites.
- Use apps like Field Agent or Gigwalk to do secret shops and share your experiences.
- Write articles, edit documents, or proofread content for clients using platforms like Upwork or Fiverr.
- Listen to audio files and transcribe them for payment using apps like Rev or TranscribeMe.
Final Thoughts
There are many ways to make money with your smartphone. If you want to add more money to your savings, try using your phone for work. Instead of only browsing social media, look into making money by completing small tasks, taking part in surveys, or trying out new apps. There are plenty of chances to earn some extra cash, sometimes even without much effort. Just explore what’s available and grab the opportunity when you see it.

Brett is a tech enthusiast with a deep curiosity for exploring digital tools, apps, and gadgets that simplify everyday life. This passion led him to start his blog, where he shares in-depth reviews, helpful guides, and honest recommendations about the best apps and tech solutions available today.